Is CoreLogic Credco legit?

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Is CoreLogic Credco legit?

If you see an inquiry from CREDCO on your credit reports, it’s likely associated with a consumer credit reporting agency called CoreLogic Credco. This company is a major provider of merged credit reports to mortgage lenders, so it could be that you recently applied for a mortgage.

Is credco a hard inquiry?

Credco provides credit check services for the mortgage industry.. Credco is probably on your credit report as a hard inquiry. This usually happens when you apply for a new home. If a Credco hard inquiry is on your credit report, it’s damaging your credit score (until it gets removed).

Is credco a good company?

Credco is an unfamiliar name to most consumers, but that doesn’t mean it’s a scam. In fact, CredCo, short for Corelogic Credco, LLC., is a legitimate consumer credit reporting agency. Credco primarily provides lenders with tri-merge credit reports, typically used for mortgage applications and auto dealerships.

What FICO score does credco use?

FICO® Mortgage Score One of their newest scores is the FICO mortgage credit score produced in partnership with CoreLogic Credco that is based on Corelogic’s CoreScore Credit Report.

Does Wells Fargo use CoreLogic credco?

Note: Credit report may be from CoreLogic Credco as they have partnered with Credco. Wells Fargo uses the Credco or Equifax credit report for pricing and the Loan Score used during the underwriting process.

How do you get rid of credco?

If you applied for a loan, your lender likely used one of the following CoreLogic Credco services:

  1. #1. Instant Merge.
  2. #2. Instant Merge Soft Touch.
  3. #3. Instant Merge Pre-Qual.
  4. #1. Hire a Credit Repair Service.
  5. #2. File a Dispute to Remove the Credco Hard Inquiry.

Does Wells Fargo use CoreLogic Credco?

How do you freeze credco?

Request a File Freeze

  1. EQUIFAX. P.O. Box 740256. Atlanta, GA 30374. (800) 525-6285. www.equifax.com.
  2. EXPERIAN. P.O. Box 9556. Allen, TX 75013. (888) 397-3742. www.experian.com.
  3. TRANS UNION. P.O. Box 6790. Fullerton, CA 92834-6790. (800) 680-7289. www.transunion.com.